Hirsch Solutions Blog

5 Must-Know Answers Before Financing Your Next Tajima Embroidery Machine

Written by John Wesolowski | Jun 13, 2025 12:00:00 PM

 

Building your decorated apparel business is hard work, especially in the first few years.

As an embroidery business owner with a deep passion for fashion and design, the journey is both challenging and rewarding. When you have goals to grow your bottom line, get more happy customers, and expand your offerings, you need equipment that can keep up.

Tajima multi-head embroidery machines are designed to enhance productivity and quality, operating at speeds of up to 1,100 stitches per minute. For example, a 4-head Tajima embroidery machine can produce approximately 200-300 garments per day, depending on the complexity of the design. Making Tajima ideal for both small businesses and large-scale industrial use.

Whether you're upgrading an existing piece of equipment to enhance your established enterprise or getting your first commercial embroidery machine to kickstart your startup business, financing equipment with Beacon Funding offers you numerous benefits.

In this article, we'll delve into five essential questions and answers that will help you make an informed decision about financing a Tajima embroidery machine, ensuring that your business scales faster and thrives in the competitive market.

 

In this article…

1. How Can Financing Help My Embroidery Business Scale Faster?

2. Is Financing Better Than Paying Cash?

3. Can a Young Business or Challenged Credit Get Approved for Equipment Financing?

4. Can I Finance Both New and Used Equipment?

5. What Sets Beacon Funding Apart from Other Equipment Financing Companies?

 

1. Is Financing More Beneficial Than Paying Cash?

Paying cash for your Tajima machine may seem like an attractive idea, but it has some downsides.

Buying equipment in cash not only depletes your hard-earned savings but also makes it harder for your business to manage sudden changes and restrict growth. Instead of using your cash for one purchase, you could hire more employees, buy essential supplies, expand your marketing capabilities, and much more!

Financing equipment helps your business do just that. By breaking down the purchase into lower payments, business owners preserve more working capital. This provides more flexibility to seize potential opportunities, keep business operations running smoothly, and facilitate growth. Want to see how affordable embroidery equipment financing can be? Calculate an affordable payment for your next Tajima machine using Beacon Funding’s equipment financing calculator.

2. How Can Financing Help Me Afford to Scale Faster?

Equipment financing offers a fast and easy way to add equipment to your business. Financing your Tajima machine offers a lot of extra benefits that you may not get when paying with cash.

Here are just a few examples of how you can expand fast with Tajima financing:

  • Generate revenue: Your Tajima machine can start making money right away, helping you cover the monthly payments and make your business more profitable.
  • Maintain liquidity: Keeping cash reserves intact is imperative for handling unexpected costs and taking advantage of new opportunities.
  • Tax benefits: Equipment financing may offer tax advantages with Section 179, which can reduce your overall expenses.
  • Establish and build business credit: Financing your equipment can help you establish your business credit, making it easier to get funding in the future.

Financing your Tajima machine is not just about acquiring machinery, it’s also a strategic move towards sustainable and accelerated growth.

3. Can Young Businesses or Those With Challenged Credit Get Approved for Equipment Financing?

Yes! As an equipment financing expert, Beacon Funding, accepts all kinds of businesses, including new startup businesses and those with low credit scores.

We know that a credit score doesn't tell the whole story. When deciding to finance, we also look at how well your business has paid its debts in the past. Because we consider many factors, we can approve more applications, even those with lower credit scores.

4. Can I Finance New and Used Equipment?

Yes, both! Contrary to common misconceptions, equipment financing is not limited to new equipment alone. Beacon Funding understands that used equipment can be an affordable and viable option for businesses seeking an upgrade.

We are so flexible that we do not impose age restrictions on the equipment we finance. If you find a used Tajima machine in good condition and sold at a fair price, Beacon Funding is ready to finance it for you. Our commitment is to support your business growth by financing both new and used equipment.

5. What Sets Beacon Funding Apart from Other Equipment Financing Companies?

At Beacon Funding, we believe in the power of small businesses and are dedicated to making equipment more affordable for businesses like yours. By choosing to finance your Tajima embroidery machine with Beacon Funding, you not only gain access to the funding you need, but also set your business up for long-term success. Ready to get started? Take a few minutes by filling out a quick application.